How to Apply for an EHIC card in Hungary

How to Apply for an EHIC Card in Hungary… Once You Have TAJ

Navigating the Hungarian healthcare system can feel like deciphering an ancient manuscript—especially when acronyms like TAJ and EHIC are thrown into the mix. But fear not! Whether you’re an EU citizen or a non-EU resident, this guide will walk you through obtaining your European Health Insurance Card (EHIC) in Hungary. Let’s dive in.

What is the EHIC, and How Does It Work?

The European Health Insurance Card (EHIC) is your golden ticket to accessing state-provided healthcare during temporary stays in any EU/EEA country or Switzerland. It ensures you receive medical treatment under the same conditions and at the same cost as locals—meaning if they pay, you pay; if it’s free for them, it’s free for you. Handy, right?

The card can be requested at free of charge at government offices and at the National Health Insurance Fund of Hungary (Nemzeti Egészségbiztosítási Alapkezelő, NEAK) by those citizens who have valid Hungarian health insurance coverage.

However, a word to the wise: the EHIC isn’t a substitute for travel insurance. It won’t cover private healthcare, mountain rescue in ski resorts, or that emergency flight back home if things go south. So, consider it a helpful companion rather than your sole safety net.

Who Can Apply for an EHIC in Hungary?

To be eligible for an EHIC in Hungary, you must be insured under the Hungarian public health system, which means having a valid TAJ card. The TAJ card is your personal social security identifier, granting you access to Hungary’s public healthcare services.

For EU/EEA Citizens:

• If you’re working in Hungary and contributing to the social security system, you’re eligible for a TAJ card. Once you have it, you can apply for the EHIC.

• Students from the EU/EEA studying in Hungary can also apply for a TAJ card, provided they meet certain criteria, such as having a registered address and student status.

For Non-EU Citizens:

• Non-EU residents with a valid residence permit and who are employed in Hungary (thus contributing to the social security system) can obtain a TAJ card and subsequently apply for an EHIC.

• Students from non-EU countries typically need private health insurance for their visa requirements. However, if they obtain a TAJ card (under specific conditions), they can also apply for an EHIC.

How to Apply for the EHIC in Hungary

Once you’ve secured your TAJ card, here’s how you can apply for the EHIC:

1. Gather Necessary Documents:

   • Valid TAJ card.

   • Personal identification (e.g., passport or national ID card).

   • Proof of address in Hungary.

   • Employment certificate or student status certificate, depending on your situation.

2. Complete the Application Form:

   • Obtain the EHIC application form from the National Health Insurance Fund of Hungary (NEAK) or download it from their official website.

     • This page includes both the application form (in Hungarian: Kérelem az Európai Egészségbiztosítási Kártya kiadásához) and helpful info about how to fill it out, where to submit it, and who qualifies.

3. Submit Your Application:

   • In Person: Visit your local Government Office (Kormányhivatal) or Government Window (Kormányablak) to submit your application. Remember to bring all your documents.

   • By Mail: Send the completed application form along with copies of the required documents to the NEAK office.

   • Electronically: If you have an Ügyfélkapu (Client Gate) account, you can submit your application online through the official portal.

4. Receive Your EHIC:

   • The EHIC is typically issued free of charge and is valid for up to 36 months. If your eligibility for public healthcare changes (e.g., your residence permit expires), you’ll need to return the card to NEAK.

Using Your EHIC Abroad

With your EHIC in hand, you’re entitled to medically necessary healthcare during temporary stays in other EU/EEA countries and Switzerland. Here’s how to use it:

• Present Your EHIC: Show your card along with your passport or ID at public healthcare facilities.

• Understand the Coverage: The EHIC covers treatments that are medically necessary during your stay. However, it doesn’t cover planned treatments or non-urgent procedures.

• Be Aware of Potential Costs: While the EHIC ensures you receive treatment under the same conditions as locals, some countries might have co-payments or fees for certain services. It’s wise to familiarize yourself with the healthcare system of your destination country before traveling.

Final Thoughts

Securing an EHIC in Hungary is a straightforward process once you have your TAJ card. It’s an invaluable asset for accessing healthcare during your travels within the EU/EEA and Switzerland. However, always remember that the EHIC complements but doesn’t replace comprehensive travel insurance.

For a more in-depth exploration of living in Hungary, including navigating its healthcare system, check out my book, HOW TO HUNGARY: Budapest & Beyond. It’s packed with practical advice, 500+ verified links, and real expat insights to help you make the most of your Hungarian adventure.

Important External Links:

• National Health Insurance Fund (NEAK): https://www.neak.gov.hu

• Enter Hungary portal (official residency admin site): https://enterhungary.gov.hu/eh/

• European Commission EHIC Info: https://ec.europa.eu/social/main.jsp?catId=559

Note: Information is accurate as of March 2025. Always consult official sources or contact NEAK directly for the most current details.